Showing posts with label finance. Show all posts
Showing posts with label finance. Show all posts

Monday, 11 April 2011

still too high....

today's price for 92 octane petrol at caltex is $2.07 before any discount .....

that's still way to high....

what can we do about it??

ABSOLUTELY NOTHING!!!!!!!!!!!!!1

damn......

and for this round, the car mileage did not improve.......

maybe it's the tyres (remember the leak that i cannot find?)

Thursday, 3 February 2011

annual tax...

this month's big outlay....

insurance $1043.50...

road tax $618.50 (including radio licence).....

OUCH...!!

Friday, 14 January 2011

chip chip

piece by piece new credit cards have been streaming into household by mail........

and all are now equipped with a new chip to try to beat the baddies......

besides that new feature, i realised that they now come in a matt finish.......

perhaps that glossy look is no longer in vogue..... just like how that car owners were going GA GA over the matt-sticker-look awhile ago....

sooner or later someone will bring the glossy look BACK.....


Saturday, 8 January 2011

IDEA..!!!!!!



want to earn a floating city that's almost like MONACO..????

POWER one kind......

can this be as big as an aircraft carrier..????

Sunday, 2 January 2011

super profits

it's time for starhub to tell everyone how much each unit of the set-top box costs........

in this age and day, they cannot expect to collect monthly rentals in excess of the cost of that box.......

if a subscriber has paid up the unit cost of one in monthly rentals, then he should have earned the right to own the box once and for all....... it also means starhub should lose all rights to collect rental anymore......

people have forgot how much we have all paid for rentals......

DAMN..!!

Sunday, 26 December 2010

where's the target...

now is the time for ALL da post-Christmas sales ....

metro TANGS robinsons CARREFOUR topman .... YOU name it!!!

so what should you GET...????

bedlinen..??? pillows??? shirts??? undergarments???

and not to forget, YOU will need to battle the CROWD....

good luck....


Wednesday, 22 December 2010

rolling up still....

too many bids facing too small a quota....

BANG..!!!

kena big time LOR...!!

seventy-two thousands and 1 dollar only.....

Tuesday, 21 December 2010

lose the certificate....

perhaps it's time to scrap the COE system.......

the ups and downs of the market prices are driving many people nuts......

i am very sure that we have been accustomed to the abnormal COE prices for the past few years and now the truth hurts badly.....

if the authorities do away with the COE, they have to counter balance the policy by increasing other upfront and variable taxes and expenses....

how about making the following changes....

increase ARF to 200%....

increase registration fee to $20,000.....

increase petrol duty to $1 per litre.....

increase ERP charges to at least $10 per gantry......

increase parking charges to $10 per hour (peak) and $5 per hour (off-peak)....... season parking to $200......

at the end of it, no more jams.......!!!!

Thursday, 9 December 2010

no interest....

alamak..... !!

almost 24 hours gone since the FS post and so far there's no interest in the MSB DAC....

aha looks like i am destined to keep it for good....

sonically there's nothing much to criticise but i was bitten by the upgrade bug.... after all i have been using it for years and the urge to change cannot be eliminated easily......

can someone just take it off me for a good price.....

pay & pay...

i was soooo distracted and forgetful that i paid my citibank credit card bill TWICE.......

and now citibank owes me money ....

to get back the money i have to spend and charge to the card until the account is back to NIL.....

gosh what have i done.....

Sunday, 5 December 2010

over fill

i was reading this long thread in mycar forum about 3/4 tank rule.... as usual some motorists were caught tampering with the fuel gauge and have to face the law of the land.....

to me, checks on fuel gauge are conducted randomly and if there are reasons to do it more frequently they will do it....

well isn't it too troublesome to try to catch all these people...... instead of motorists having to make sure of a 3/4 tank, why not ICA / customs install petrol dispenser pumps at woodlands and tuas and make sure every Singapore car that passes through will be filled until petrol overflows...!!!!!

in this way, no need bother with whether one has remote control, tampered fuel gauge, damaged fuel gauge, 3/5 tank, 3/7 tank and so on .....

all Singapore cars will be FULL TANK ..!!!!!!!!!!!!!!

YAHOOOOOOOOOOOOOOOOOOO...!!!!!!!!!!

Wednesday, 4 November 2009

too expensive 2....

gosh ...

so it's true after all....

even the mighty TOYOTA has called it quits.....

tidak boleh tahan oredi lah.........

no choice i guess.... cos after spending so much, they did not even win a race....

so it's a sad end as the last of the japanese says byeeeeeeeee

Thursday, 6 August 2009

it's the month....

it's been quite a whirlwind ride for the first half of this year .....

and i received that letter last week, which is the notice to renew road tax.....

seems like it was yesterday that i'd collected the car and now it's time to pay the road tax...... so 6 months has gone like it was a flash.....

that reminded me i need to book for the 10,000 km servicing soon....

Sunday, 25 January 2009

too high too high.....

after the recent drop in COE prices, i decided to give myself a chance......... and with my friend in tow, i went to SEE the suzuki swift sport 1.6 VVT at champion motors....

last week's promotion was:

S$54,900
free servicing for 1st year
free 3M solar films
and S$1,888 cash rebate
i think the interest rate was 2.3%?? or around that figure...

this week's price:

S$52,900
free servicing for the 1st year
free 3M solar films
interest rate = 3%.......

at 3%, there's no reason to rush into it....... cos at this rate, it's quite ridiculous.... if the banks are hungry for business, then too bad for them........ i am not going to buy with a loan rate of stupidity.....

and if you compare the promotion offered for this week, the bottom line is almost similar..... but the catch is more interest charges for the customer...... and certainly is worse off for now....

----------------------------------------------------

as for the car, it's pretty OK i think...............

to make things easier for comparison, here's the list of likes and dislikes.

likes:

compact size
125bhp from 1.6 litre engine
class-leading acceleration 0-100 kph in 8.9 seconds
comes with monroe shocks and stiffened spring-rates
nice looking speedometer and display
steering wheel is of good size and feels comfortable
original 16-inch alloy wheels
4-wheel disc brakes
nice looking twin exhaust-pipes

dislikes:

sport seats are of poor quality fabric
rear seats are too cramp
boot kinda small
front panel for radio/cd player is super tacky
gear knob feels cheap
clutch is super soft

i may choose to buy if the finance rate is reasonable............ let's see what happens after CNY......

Thursday, 8 January 2009

what if.....?

yes the question is .... what if you have the money to buy out honda..... i mean honda f1 team, rather than honda the motoring company..... will you do it....???

of cos buying the team is one thing, getting the cash to run the team is another........ that's about sustainability......... with the dwindling number of potential corporate sponsors, it's just going to get tougher

it is every boy-racer's dream to become a f1 driver.... but i guess it's almost as fun to be a f1 team boss............ imagine flying around the world during the season to major cities...... and networking with all the important people....... telling the drivers what to do...... haha........ what's more, you no longer have to buy tickets to the races..... isnt that a great perk???

so if u have the money, buy the team......... !

Saturday, 20 December 2008

bail-out!!!

a recent buzzword is "bail-out"..........!!!

so many companies and organisations are asking their governments to save them from bankruptcy.....

well well how about individuals....???

can i ask for a bail-out too...???


Thursday, 18 December 2008

u can try

is it very difficult to cheat ppl of their money??? i used to think so........... most ppl are fiercely protective of their money right?

so how do one convince another to let his guard down and even willingly? hhmmm maybe a promise of even more money does the trick..........leverage greed to do the dirty work?

so maybe it's pretty easy after all........... if not how can one person run a 50 billion scam??? that's an obscene sum of money ........

no doubt that is one-hell-of-a-good-lie......

get rich scams, magic stones and bogus kidnapping cases are common in singapore......... we hear of such happenings very often in the media......

however to cheat ppl of 50 billion is no mean feat............... even though i deplore such a behaviour, i'd gotta give it to him...........

Tuesday, 16 December 2008

hey pirates

maybe the bad times are hitting everyone hard......

cos i noticed that more and more makeshift stores are up and selling pirated DVDs..........

however this is not the right way to earn a living..............

Tuesday, 25 November 2008

relativity



well if my annual pay is anywhere close to a 30-odd year old superscale officer at SR9 grade, i wouldnt have to worry that much about the future..... these guys are relatively recession-proof ......... not that much of a need to cut back on expenses..... cos S$300,000 is quite a lot of money......... right?

how about a junior minister earning S$1.5 million dollars a year......?? sounds appetising?

not everyone can be a minister of cos........ but the flip side of the coin is, not everyone wants to be a minister......... top lawyers, bankers, accountants, successful businessmen all earn more than these political office holders.........

i wonder how it feels to earn S$1.5 million a year.......... it should be a pretty good feeling haha

Monday, 17 November 2008

why not now??? i want lower electricity prices...

why must they wait until january to lower the electricity tariffs............????

if they are sincere and determined to do the right thing, they can DO IT NOW.............

the system is man-made ......... so please dun hang on to this rigid system and wait until january..... and it's only NOVEMBER...........

if a quarterly revision is too slow to react to market condition, scrap IT......

do it now.......... do the right thing...........