some ppl swear by cash........ and had sworn off credit cards..... they think that credit cards make them spend more and spend unnecessarily....
i like credit cards..... cos they allow me to earn reward points, they are convenient (i dun like to bring cash around).... and i cant imagine the cards urging me to spend more..... i dun quite get the idea...... i spend only when i want to.... card or no card dun affect me....
and the cards allow me to pay later........... haha...... not for long though......... maybe 30-60 days later and depending on the cards and banks ....
i like the redemption part best........... usually i prefer to redeem for fuel vouchers.....
but today i decided to go for tangs voucher.......
and using my starhub points, uob card points, ocbc card points was enough for me to go shopping at tangs...!
ayeh to credit cards...!
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